Discipline and Sacrifice

April 30, 2012 1 Comment


For an OFW like me, investing requires discipline and sacrifice.

To achieve financial independence, I need a discipline to manage my finances and keep a certain amount of money on my investment.

Of course, aside from discipline I should do some sacrifices like making a limit in dining out, watching movies and other entertainment or leisure that requires a big amount of money.

There were times that I was asking myself why I was doing these. Sounds like I was punishing myself, isn’t it?

I think it is true that in order to achieve Financial Independence, you have to live a few years of your life like most people won’t, so that you can spend the rest of your life like most people can’t. These phrases keeps me going in my journey to financial freedom.

For me, I am willing to trade few years of my life living with financial discipline and sacrifice, and spend the rest of it with fulfillment and happiness.

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Philippine Mutual Fund Performance – 1st Quarter 2012

April 25, 2012 3 Comments


The Philippine equity markets are doing well on the 1st quarter of 2012. Every funds with exposure to the stock market are profitable.

EQUITY FUNDS (primarily invested in Philippine Equities)

  1. Philam Strategic Growth Fund – 21.3%
  2. Philippine Stock Index Fund – 18.6%
  3. Philequity Fund – 17.1%
  4. First Metro Save and Learn Equity Fund – 16.6%
  5. Sun Life Prosperity Phil. Equity Fund – 15.8%
  6. ATRKE Equity Opportunity Fund – 15.7%
  7. PhilEquity PSE Index Fund – 14.4%
  8. United Fund – 6.7%

BALANCED FUNDS (primarily invested in Philippine Equities and Bonds)

  1. ALFM Growth Fund – 24.1%
  2. Bahay Pari Solidaritas Fund – 23.4%
  3. GSIS Mutual Fund – 20.2%
  4. Philam Fund – 19.9%
  5. NCM Mutual Fund of the Phils. – 17.8%
  6. First Metro Save and Learn Balanced Fund – 16.1%
  7. ATRKE Philippine Balanced Fund – 12.2%
  8. Sun Life Prosperity Balanced Fund – 12.1%
  9. Optima Balanced Fund – 11.6%

 BOND FUNDS (primarily invested in Peso debt securities)

  1. Cocolife Fixed Income Fund – 3.5%
  2. First Metro Save and Learn Fixed Income Fund – 2.3%
  3. Ekklesia Mutual Fund – 1.6%
  4. ALFM Peso Bond Fund – 1.3%
  5. Prudentialife Fixed Income Fund – 1.3%
  6. Sun Life Prosperity GS Fund – 0.89%
  7. Sun Life Prosperity Bond Fund – 0.84%
  8. Philequity Peso Bond Fund – 0.77%
  9. Philam Bond Fund – 0.55%

More Financial analyst are optimistic on the Philippine Stock Market and they have a positive outlook that the PSEi will reach 6000 by the end of the year.

Source : (PIFA)

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